LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,632
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,772
−HK$1,158/mo
Today · 4.125%
HK$38,930
baseline
▲ 0.50% · 4.625%
HK$41,298
+HK$2,368/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,860/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,753
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,846
−HK$1,109/mo
Today · 4.125%
HK$42,955
baseline
▲ 0.50% · 4.625%
HK$45,219
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,910/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$602,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,959
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,326
−HK$1,390/mo
Today · 4.125%
HK$46,716
baseline
▲ 0.50% · 4.625%
HK$49,558
+HK$2,842/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,432/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,904
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,215
−HK$1,331/mo
Today · 4.125%
HK$51,546
baseline
▲ 0.50% · 4.625%
HK$54,263
+HK$2,717/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,092/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,285
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,881
−HK$1,620/mo
Today · 4.125%
HK$54,501
baseline
▲ 0.50% · 4.625%
HK$57,818
+HK$3,317/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,002/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,054
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,585
−HK$1,552/mo
Today · 4.125%
HK$60,137
baseline
▲ 0.50% · 4.625%
HK$63,307
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,274/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,938
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,989
−HK$2,084/mo
Today · 4.125%
HK$70,073
baseline
▲ 0.50% · 4.625%
HK$74,337
+HK$4,264/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,146/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,356
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,323
−HK$1,996/mo
Today · 4.125%
HK$77,319
baseline
▲ 0.50% · 4.625%
HK$81,395
+HK$4,076/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,638/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,440 · Scale 2, in force from 26 Feb 2026)