LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,635
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,774
−HK$1,158/mo
Today · 4.125%
HK$38,932
baseline
▲ 0.50% · 4.625%
HK$41,301
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,864/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,756
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,849
−HK$1,109/mo
Today · 4.125%
HK$42,958
baseline
▲ 0.50% · 4.625%
HK$45,222
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,916/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,962
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,329
−HK$1,390/mo
Today · 4.125%
HK$46,719
baseline
▲ 0.50% · 4.625%
HK$49,561
+HK$2,842/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,438/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,907
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,219
−HK$1,330/mo
Today · 4.125%
HK$51,549
baseline
▲ 0.50% · 4.625%
HK$54,267
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,098/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,289
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,884
−HK$1,621/mo
Today · 4.125%
HK$54,505
baseline
▲ 0.50% · 4.625%
HK$57,821
+HK$3,316/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,010/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,058
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,588
−HK$1,553/mo
Today · 4.125%
HK$60,141
baseline
▲ 0.50% · 4.625%
HK$63,311
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,282/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,943
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,994
−HK$2,084/mo
Today · 4.125%
HK$70,078
baseline
▲ 0.50% · 4.625%
HK$74,342
+HK$4,264/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,156/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,361
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,328
−HK$1,996/mo
Today · 4.125%
HK$77,324
baseline
▲ 0.50% · 4.625%
HK$81,400
+HK$4,076/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,648/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,479 · Scale 2, in force from 26 Feb 2026)