LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,637
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,777
−HK$1,158/mo
Today · 4.125%
HK$38,935
baseline
▲ 0.50% · 4.625%
HK$41,304
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,870/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,759
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,852
−HK$1,109/mo
Today · 4.125%
HK$42,961
baseline
▲ 0.50% · 4.625%
HK$45,225
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,922/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,965
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,333
−HK$1,389/mo
Today · 4.125%
HK$46,722
baseline
▲ 0.50% · 4.625%
HK$49,565
+HK$2,843/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,444/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,911
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,222
−HK$1,331/mo
Today · 4.125%
HK$51,553
baseline
▲ 0.50% · 4.625%
HK$54,271
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,106/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,292
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,888
−HK$1,621/mo
Today · 4.125%
HK$54,509
baseline
▲ 0.50% · 4.625%
HK$57,826
+HK$3,317/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,018/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,062
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,593
−HK$1,552/mo
Today · 4.125%
HK$60,145
baseline
▲ 0.50% · 4.625%
HK$63,316
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,290/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,947
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$67,999
−HK$2,084/mo
Today · 4.125%
HK$70,083
baseline
▲ 0.50% · 4.625%
HK$74,347
+HK$4,264/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,166/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,366
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,334
−HK$1,996/mo
Today · 4.125%
HK$77,330
baseline
▲ 0.50% · 4.625%
HK$81,406
+HK$4,076/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,660/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,523 · Scale 2, in force from 26 Feb 2026)