LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,640
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,780
−HK$1,158/mo
Today · 4.125%
HK$38,938
baseline
▲ 0.50% · 4.625%
HK$41,307
+HK$2,369/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,876/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,762
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,855
−HK$1,109/mo
Today · 4.125%
HK$42,964
baseline
▲ 0.50% · 4.625%
HK$45,229
+HK$2,265/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,928/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,969
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,336
−HK$1,390/mo
Today · 4.125%
HK$46,726
baseline
▲ 0.50% · 4.625%
HK$49,569
+HK$2,843/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,452/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,915
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,226
−HK$1,331/mo
Today · 4.125%
HK$51,557
baseline
▲ 0.50% · 4.625%
HK$54,275
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,114/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,297
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,892
−HK$1,621/mo
Today · 4.125%
HK$54,513
baseline
▲ 0.50% · 4.625%
HK$57,830
+HK$3,317/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,026/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,067
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,598
−HK$1,552/mo
Today · 4.125%
HK$60,150
baseline
▲ 0.50% · 4.625%
HK$63,321
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,300/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,953
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,004
−HK$2,085/mo
Today · 4.125%
HK$70,089
baseline
▲ 0.50% · 4.625%
HK$74,353
+HK$4,264/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,178/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,372
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,340
−HK$1,996/mo
Today · 4.125%
HK$77,336
baseline
▲ 0.50% · 4.625%
HK$81,412
+HK$4,076/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,672/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,572 · Scale 2, in force from 26 Feb 2026)