LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,642
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,781
−HK$1,158/mo
Today · 4.125%
HK$38,939
baseline
▲ 0.50% · 4.625%
HK$41,309
+HK$2,370/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,878/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,763
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,857
−HK$1,109/mo
Today · 4.125%
HK$42,966
baseline
▲ 0.50% · 4.625%
HK$45,230
+HK$2,264/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,932/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,970
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,338
−HK$1,389/mo
Today · 4.125%
HK$46,727
baseline
▲ 0.50% · 4.625%
HK$49,570
+HK$2,843/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,454/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,916
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,228
−HK$1,331/mo
Today · 4.125%
HK$51,559
baseline
▲ 0.50% · 4.625%
HK$54,277
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,118/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,298
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,894
−HK$1,621/mo
Today · 4.125%
HK$54,515
baseline
▲ 0.50% · 4.625%
HK$57,832
+HK$3,317/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,030/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,069
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,599
−HK$1,553/mo
Today · 4.125%
HK$60,152
baseline
▲ 0.50% · 4.625%
HK$63,323
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,304/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,955
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,006
−HK$2,085/mo
Today · 4.125%
HK$70,091
baseline
▲ 0.50% · 4.625%
HK$74,356
+HK$4,265/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,182/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,374
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,342
−HK$1,996/mo
Today · 4.125%
HK$77,338
baseline
▲ 0.50% · 4.625%
HK$81,415
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,676/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,590 · Scale 2, in force from 26 Feb 2026)