LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,644
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,783
−HK$1,158/mo
Today · 4.125%
HK$38,941
baseline
▲ 0.50% · 4.625%
HK$41,311
+HK$2,370/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$77,882/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,766
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,859
−HK$1,109/mo
Today · 4.125%
HK$42,968
baseline
▲ 0.50% · 4.625%
HK$45,233
+HK$2,265/mo
Deposit HK$8.03M · loan HK$8.03M · min. income ≈ HK$85,936/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,972
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,340
−HK$1,390/mo
Today · 4.125%
HK$46,730
baseline
▲ 0.50% · 4.625%
HK$49,573
+HK$2,843/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,460/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,919
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,231
−HK$1,331/mo
Today · 4.125%
HK$51,562
baseline
▲ 0.50% · 4.625%
HK$54,279
+HK$2,717/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,124/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,301
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,897
−HK$1,621/mo
Today · 4.125%
HK$54,518
baseline
▲ 0.50% · 4.625%
HK$57,835
+HK$3,317/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,036/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,072
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,602
−HK$1,553/mo
Today · 4.125%
HK$60,155
baseline
▲ 0.50% · 4.625%
HK$63,326
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,310/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,958
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,010
−HK$2,084/mo
Today · 4.125%
HK$70,094
baseline
▲ 0.50% · 4.625%
HK$74,360
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,188/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,378
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,346
−HK$1,996/mo
Today · 4.125%
HK$77,342
baseline
▲ 0.50% · 4.625%
HK$81,419
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,684/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,622 · Scale 2, in force from 26 Feb 2026)