LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,644
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,784
−HK$1,158/mo
Today · 4.125%
HK$38,942
baseline
▲ 0.50% · 4.625%
HK$41,312
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,884/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,766
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,860
−HK$1,109/mo
Today · 4.125%
HK$42,969
baseline
▲ 0.50% · 4.625%
HK$45,234
+HK$2,265/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,938/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,973
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,341
−HK$1,390/mo
Today · 4.125%
HK$46,731
baseline
▲ 0.50% · 4.625%
HK$49,574
+HK$2,843/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,462/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,920
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,232
−HK$1,331/mo
Today · 4.125%
HK$51,563
baseline
▲ 0.50% · 4.625%
HK$54,281
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,126/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,302
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,898
−HK$1,621/mo
Today · 4.125%
HK$54,519
baseline
▲ 0.50% · 4.625%
HK$57,837
+HK$3,318/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,038/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,073
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,604
−HK$1,553/mo
Today · 4.125%
HK$60,157
baseline
▲ 0.50% · 4.625%
HK$63,327
+HK$3,170/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,314/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,960
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,012
−HK$2,084/mo
Today · 4.125%
HK$70,096
baseline
▲ 0.50% · 4.625%
HK$74,361
+HK$4,265/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,192/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,380
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,348
−HK$1,996/mo
Today · 4.125%
HK$77,344
baseline
▲ 0.50% · 4.625%
HK$81,421
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,688/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,636 · Scale 2, in force from 26 Feb 2026)