LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,645
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,785
−HK$1,158/mo
Today · 4.125%
HK$38,943
baseline
▲ 0.50% · 4.625%
HK$41,313
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,886/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,767
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,861
−HK$1,109/mo
Today · 4.125%
HK$42,970
baseline
▲ 0.50% · 4.625%
HK$45,235
+HK$2,265/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,940/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,974
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,342
−HK$1,390/mo
Today · 4.125%
HK$46,732
baseline
▲ 0.50% · 4.625%
HK$49,575
+HK$2,843/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,464/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,921
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,233
−HK$1,331/mo
Today · 4.125%
HK$51,564
baseline
▲ 0.50% · 4.625%
HK$54,282
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,128/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,303
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,899
−HK$1,621/mo
Today · 4.125%
HK$54,520
baseline
▲ 0.50% · 4.625%
HK$57,838
+HK$3,318/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,040/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,074
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,605
−HK$1,553/mo
Today · 4.125%
HK$60,158
baseline
▲ 0.50% · 4.625%
HK$63,329
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,316/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,961
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,013
−HK$2,084/mo
Today · 4.125%
HK$70,097
baseline
▲ 0.50% · 4.625%
HK$74,363
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,194/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,381
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,349
−HK$1,996/mo
Today · 4.125%
HK$77,345
baseline
▲ 0.50% · 4.625%
HK$81,422
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,690/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,646 · Scale 2, in force from 26 Feb 2026)