LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,646
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,786
−HK$1,158/mo
Today · 4.125%
HK$38,944
baseline
▲ 0.50% · 4.625%
HK$41,314
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,888/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,769
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,862
−HK$1,109/mo
Today · 4.125%
HK$42,971
baseline
▲ 0.50% · 4.625%
HK$45,236
+HK$2,265/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,942/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,976
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,344
−HK$1,389/mo
Today · 4.125%
HK$46,733
baseline
▲ 0.50% · 4.625%
HK$49,577
+HK$2,844/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,466/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,923
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,235
−HK$1,331/mo
Today · 4.125%
HK$51,566
baseline
▲ 0.50% · 4.625%
HK$54,284
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,132/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,305
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,901
−HK$1,621/mo
Today · 4.125%
HK$54,522
baseline
▲ 0.50% · 4.625%
HK$57,840
+HK$3,318/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,044/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,076
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,607
−HK$1,553/mo
Today · 4.125%
HK$60,160
baseline
▲ 0.50% · 4.625%
HK$63,331
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,320/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,964
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,015
−HK$2,085/mo
Today · 4.125%
HK$70,100
baseline
▲ 0.50% · 4.625%
HK$74,366
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,200/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,384
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,352
−HK$1,997/mo
Today · 4.125%
HK$77,349
baseline
▲ 0.50% · 4.625%
HK$81,426
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,698/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,670 · Scale 2, in force from 26 Feb 2026)