LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,647
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,787
−HK$1,158/mo
Today · 4.125%
HK$38,945
baseline
▲ 0.50% · 4.625%
HK$41,315
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,890/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,770
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,863
−HK$1,109/mo
Today · 4.125%
HK$42,972
baseline
▲ 0.50% · 4.625%
HK$45,237
+HK$2,265/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,944/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,977
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,344
−HK$1,390/mo
Today · 4.125%
HK$46,734
baseline
▲ 0.50% · 4.625%
HK$49,578
+HK$2,844/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,468/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,923
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,236
−HK$1,331/mo
Today · 4.125%
HK$51,567
baseline
▲ 0.50% · 4.625%
HK$54,285
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,134/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,306
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,902
−HK$1,621/mo
Today · 4.125%
HK$54,523
baseline
▲ 0.50% · 4.625%
HK$57,841
+HK$3,318/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,046/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,077
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,608
−HK$1,553/mo
Today · 4.125%
HK$60,161
baseline
▲ 0.50% · 4.625%
HK$63,332
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,322/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,965
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,017
−HK$2,084/mo
Today · 4.125%
HK$70,101
baseline
▲ 0.50% · 4.625%
HK$74,367
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,202/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,385
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,353
−HK$1,997/mo
Today · 4.125%
HK$77,350
baseline
▲ 0.50% · 4.625%
HK$81,427
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,700/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,682 · Scale 2, in force from 26 Feb 2026)