LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,648
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,788
−HK$1,158/mo
Today · 4.125%
HK$38,946
baseline
▲ 0.50% · 4.625%
HK$41,316
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,892/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,771
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,864
−HK$1,109/mo
Today · 4.125%
HK$42,973
baseline
▲ 0.50% · 4.625%
HK$45,239
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,946/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,978
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,346
−HK$1,390/mo
Today · 4.125%
HK$46,736
baseline
▲ 0.50% · 4.625%
HK$49,579
+HK$2,843/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,472/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,925
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,237
−HK$1,331/mo
Today · 4.125%
HK$51,568
baseline
▲ 0.50% · 4.625%
HK$54,286
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,136/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,307
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,903
−HK$1,622/mo
Today · 4.125%
HK$54,525
baseline
▲ 0.50% · 4.625%
HK$57,842
+HK$3,317/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,050/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,079
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,610
−HK$1,553/mo
Today · 4.125%
HK$60,163
baseline
▲ 0.50% · 4.625%
HK$63,334
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,326/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,967
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,019
−HK$2,084/mo
Today · 4.125%
HK$70,103
baseline
▲ 0.50% · 4.625%
HK$74,369
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,206/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,387
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,355
−HK$1,997/mo
Today · 4.125%
HK$77,352
baseline
▲ 0.50% · 4.625%
HK$81,429
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,704/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,698 · Scale 2, in force from 26 Feb 2026)