LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,649
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,789
−HK$1,158/mo
Today · 4.125%
HK$38,947
baseline
▲ 0.50% · 4.625%
HK$41,317
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,894/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,771
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,865
−HK$1,109/mo
Today · 4.125%
HK$42,974
baseline
▲ 0.50% · 4.625%
HK$45,239
+HK$2,265/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,948/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,978
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,346
−HK$1,390/mo
Today · 4.125%
HK$46,736
baseline
▲ 0.50% · 4.625%
HK$49,580
+HK$2,844/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,472/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,926
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,238
−HK$1,331/mo
Today · 4.125%
HK$51,569
baseline
▲ 0.50% · 4.625%
HK$54,287
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,138/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,308
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,904
−HK$1,622/mo
Today · 4.125%
HK$54,526
baseline
▲ 0.50% · 4.625%
HK$57,843
+HK$3,317/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,052/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,080
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,611
−HK$1,553/mo
Today · 4.125%
HK$60,164
baseline
▲ 0.50% · 4.625%
HK$63,335
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,328/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,968
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,020
−HK$2,084/mo
Today · 4.125%
HK$70,104
baseline
▲ 0.50% · 4.625%
HK$74,370
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$140,208/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,388
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,357
−HK$1,996/mo
Today · 4.125%
HK$77,353
baseline
▲ 0.50% · 4.625%
HK$81,431
+HK$4,078/mo
Deposit HK$1.61M · loan HK$14.46M · min. income ≈ HK$154,706/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,708 · Scale 2, in force from 26 Feb 2026)