LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,649
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,789
−HK$1,158/mo
Today · 4.125%
HK$38,947
baseline
▲ 0.50% · 4.625%
HK$41,317
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,894/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,772
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,865
−HK$1,109/mo
Today · 4.125%
HK$42,974
baseline
▲ 0.50% · 4.625%
HK$45,240
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,948/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,979
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,347
−HK$1,390/mo
Today · 4.125%
HK$46,737
baseline
▲ 0.50% · 4.625%
HK$49,580
+HK$2,843/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,474/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,926
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,238
−HK$1,331/mo
Today · 4.125%
HK$51,569
baseline
▲ 0.50% · 4.625%
HK$54,288
+HK$2,719/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,138/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,309
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,905
−HK$1,621/mo
Today · 4.125%
HK$54,526
baseline
▲ 0.50% · 4.625%
HK$57,844
+HK$3,318/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,052/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,080
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,611
−HK$1,553/mo
Today · 4.125%
HK$60,164
baseline
▲ 0.50% · 4.625%
HK$63,335
+HK$3,171/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,328/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,968
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,020
−HK$2,085/mo
Today · 4.125%
HK$70,105
baseline
▲ 0.50% · 4.625%
HK$74,371
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,210/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,389
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,357
−HK$1,997/mo
Today · 4.125%
HK$77,354
baseline
▲ 0.50% · 4.625%
HK$81,431
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,708/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,712 · Scale 2, in force from 26 Feb 2026)