LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,651
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,791
−HK$1,158/mo
Today · 4.125%
HK$38,949
baseline
▲ 0.50% · 4.625%
HK$41,319
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,898/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,774
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,867
−HK$1,110/mo
Today · 4.125%
HK$42,977
baseline
▲ 0.50% · 4.625%
HK$45,242
+HK$2,265/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,954/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,981
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,349
−HK$1,390/mo
Today · 4.125%
HK$46,739
baseline
▲ 0.50% · 4.625%
HK$49,583
+HK$2,844/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,478/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,928
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,241
−HK$1,331/mo
Today · 4.125%
HK$51,572
baseline
▲ 0.50% · 4.625%
HK$54,290
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,144/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,311
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,907
−HK$1,622/mo
Today · 4.125%
HK$54,529
baseline
▲ 0.50% · 4.625%
HK$57,847
+HK$3,318/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,058/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,083
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,614
−HK$1,553/mo
Today · 4.125%
HK$60,167
baseline
▲ 0.50% · 4.625%
HK$63,339
+HK$3,172/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,334/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,971
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,024
−HK$2,084/mo
Today · 4.125%
HK$70,108
baseline
▲ 0.50% · 4.625%
HK$74,374
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,216/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,393
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,361
−HK$1,997/mo
Today · 4.125%
HK$77,358
baseline
▲ 0.50% · 4.625%
HK$81,435
+HK$4,077/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,716/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,742 · Scale 2, in force from 26 Feb 2026)