LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,652
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,792
−HK$1,158/mo
Today · 4.125%
HK$38,950
baseline
▲ 0.50% · 4.625%
HK$41,320
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,900/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,774
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,868
−HK$1,109/mo
Today · 4.125%
HK$42,977
baseline
▲ 0.50% · 4.625%
HK$45,243
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,954/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,982
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,350
−HK$1,390/mo
Today · 4.125%
HK$46,740
baseline
▲ 0.50% · 4.625%
HK$49,584
+HK$2,844/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,480/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,929
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,242
−HK$1,331/mo
Today · 4.125%
HK$51,573
baseline
▲ 0.50% · 4.625%
HK$54,291
+HK$2,718/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,146/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,312
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,908
−HK$1,622/mo
Today · 4.125%
HK$54,530
baseline
▲ 0.50% · 4.625%
HK$57,848
+HK$3,318/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,060/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,084
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,615
−HK$1,553/mo
Today · 4.125%
HK$60,168
baseline
▲ 0.50% · 4.625%
HK$63,340
+HK$3,172/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,336/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$602,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,973
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,025
−HK$2,085/mo
Today · 4.125%
HK$70,110
baseline
▲ 0.50% · 4.625%
HK$74,376
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,220/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,394
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,362
−HK$1,997/mo
Today · 4.125%
HK$77,359
baseline
▲ 0.50% · 4.625%
HK$81,437
+HK$4,078/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,718/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,754 · Scale 2, in force from 26 Feb 2026)