LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,654
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,794
−HK$1,158/mo
Today · 4.125%
HK$38,952
baseline
▲ 0.50% · 4.625%
HK$41,322
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,904/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,777
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,870
−HK$1,110/mo
Today · 4.125%
HK$42,980
baseline
▲ 0.50% · 4.625%
HK$45,245
+HK$2,265/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,960/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,984
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,353
−HK$1,390/mo
Today · 4.125%
HK$46,743
baseline
▲ 0.50% · 4.625%
HK$49,587
+HK$2,844/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$93,486/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,932
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,245
−HK$1,331/mo
Today · 4.125%
HK$51,576
baseline
▲ 0.50% · 4.625%
HK$54,295
+HK$2,719/mo
Deposit HK$6.43M · loan HK$9.64M · min. income ≈ HK$103,152/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,315
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,911
−HK$1,622/mo
Today · 4.125%
HK$54,533
baseline
▲ 0.50% · 4.625%
HK$57,851
+HK$3,318/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,066/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,088
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,619
−HK$1,553/mo
Today · 4.125%
HK$60,172
baseline
▲ 0.50% · 4.625%
HK$63,344
+HK$3,172/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,344/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,977
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,029
−HK$2,085/mo
Today · 4.125%
HK$70,114
baseline
▲ 0.50% · 4.625%
HK$74,380
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,228/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,398
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$75,367
−HK$1,997/mo
Today · 4.125%
HK$77,364
baseline
▲ 0.50% · 4.625%
HK$81,442
+HK$4,078/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,728/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,789 · Scale 2, in force from 26 Feb 2026)