LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,656
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,796
−HK$1,158/mo
Today · 4.125%
HK$38,954
baseline
▲ 0.50% · 4.625%
HK$41,325
+HK$2,371/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,908/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,779
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,873
−HK$1,109/mo
Today · 4.125%
HK$42,982
baseline
▲ 0.50% · 4.625%
HK$45,248
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,964/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,987
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,355
−HK$1,390/mo
Today · 4.125%
HK$46,745
baseline
▲ 0.50% · 4.625%
HK$49,590
+HK$2,845/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$93,490/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,935
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,247
−HK$1,332/mo
Today · 4.125%
HK$51,579
baseline
▲ 0.50% · 4.625%
HK$54,298
+HK$2,719/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$103,158/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,318
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,914
−HK$1,622/mo
Today · 4.125%
HK$54,536
baseline
▲ 0.50% · 4.625%
HK$57,855
+HK$3,319/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,072/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,091
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,622
−HK$1,553/mo
Today · 4.125%
HK$60,175
baseline
▲ 0.50% · 4.625%
HK$63,347
+HK$3,172/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,350/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,980
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$68,033
−HK$2,085/mo
Today · 4.125%
HK$70,118
baseline
▲ 0.50% · 4.625%
HK$74,384
+HK$4,266/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,236/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,402
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$75,371
−HK$1,997/mo
Today · 4.125%
HK$77,368
baseline
▲ 0.50% · 4.625%
HK$81,446
+HK$4,078/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,736/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,823 · Scale 2, in force from 26 Feb 2026)