LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,658
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,798
−HK$1,159/mo
Today · 4.125%
HK$38,957
baseline
▲ 0.50% · 4.625%
HK$41,327
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,914/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,781
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,875
−HK$1,110/mo
Today · 4.125%
HK$42,985
baseline
▲ 0.50% · 4.625%
HK$45,251
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,970/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,989
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,358
−HK$1,390/mo
Today · 4.125%
HK$46,748
baseline
▲ 0.50% · 4.625%
HK$49,592
+HK$2,844/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$93,496/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,938
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,250
−HK$1,332/mo
Today · 4.125%
HK$51,582
baseline
▲ 0.50% · 4.625%
HK$54,301
+HK$2,719/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$103,164/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,321
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,917
−HK$1,622/mo
Today · 4.125%
HK$54,539
baseline
▲ 0.50% · 4.625%
HK$57,858
+HK$3,319/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,078/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,094
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,625
−HK$1,554/mo
Today · 4.125%
HK$60,179
baseline
▲ 0.50% · 4.625%
HK$63,351
+HK$3,172/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,358/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,984
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$68,037
−HK$2,085/mo
Today · 4.125%
HK$70,122
baseline
▲ 0.50% · 4.625%
HK$74,389
+HK$4,267/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,244/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,407
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$75,375
−HK$1,998/mo
Today · 4.125%
HK$77,373
baseline
▲ 0.50% · 4.625%
HK$81,451
+HK$4,078/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,746/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,858 · Scale 2, in force from 26 Feb 2026)