LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,660
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,800
−HK$1,159/mo
Today · 4.125%
HK$38,959
baseline
▲ 0.50% · 4.625%
HK$41,329
+HK$2,370/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,918/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,784
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,878
−HK$1,109/mo
Today · 4.125%
HK$42,987
baseline
▲ 0.50% · 4.625%
HK$45,253
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,974/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,992
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,360
−HK$1,391/mo
Today · 4.125%
HK$46,751
baseline
▲ 0.50% · 4.625%
HK$49,595
+HK$2,844/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$93,502/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,940
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,253
−HK$1,332/mo
Today · 4.125%
HK$51,585
baseline
▲ 0.50% · 4.625%
HK$54,304
+HK$2,719/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$103,170/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,324
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,920
−HK$1,622/mo
Today · 4.125%
HK$54,542
baseline
▲ 0.50% · 4.625%
HK$57,861
+HK$3,319/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$109,084/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,097
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,629
−HK$1,553/mo
Today · 4.125%
HK$60,182
baseline
▲ 0.50% · 4.625%
HK$63,354
+HK$3,172/mo
Deposit HK$4.82M · loan HK$11.25M · min. income ≈ HK$120,364/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,988
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$68,040
−HK$2,086/mo
Today · 4.125%
HK$70,126
baseline
▲ 0.50% · 4.625%
HK$74,393
+HK$4,267/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,252/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,411
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$75,380
−HK$1,997/mo
Today · 4.125%
HK$77,377
baseline
▲ 0.50% · 4.625%
HK$81,456
+HK$4,079/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,754/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,891 · Scale 2, in force from 26 Feb 2026)