LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,666
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,159/mo
Today · 4.125%
HK$38,966
baseline
▲ 0.50% · 4.625%
HK$41,337
+HK$2,371/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,932/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,791
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,885
−HK$1,110/mo
Today · 4.125%
HK$42,995
baseline
▲ 0.50% · 4.625%
HK$45,261
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,990/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$602,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,000
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,368
−HK$1,391/mo
Today · 4.125%
HK$46,759
baseline
▲ 0.50% · 4.625%
HK$49,604
+HK$2,845/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$93,518/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,949
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,262
−HK$1,332/mo
Today · 4.125%
HK$51,594
baseline
▲ 0.50% · 4.625%
HK$54,313
+HK$2,719/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$103,188/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$602,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,333
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,930
−HK$1,622/mo
Today · 4.125%
HK$54,552
baseline
▲ 0.50% · 4.625%
HK$57,871
+HK$3,319/mo
Deposit HK$4.82M · loan HK$11.26M · min. income ≈ HK$109,104/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,107
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,639
−HK$1,554/mo
Today · 4.125%
HK$60,193
baseline
▲ 0.50% · 4.625%
HK$63,365
+HK$3,172/mo
Deposit HK$4.82M · loan HK$11.26M · min. income ≈ HK$120,386/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$602,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,999
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,052
−HK$2,086/mo
Today · 4.125%
HK$70,138
baseline
▲ 0.50% · 4.625%
HK$74,406
+HK$4,268/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,276/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,424
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,393
−HK$1,998/mo
Today · 4.125%
HK$77,391
baseline
▲ 0.50% · 4.625%
HK$81,470
+HK$4,079/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,782/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$602,997 · Scale 2, in force from 26 Feb 2026)