LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,667
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,808
−HK$1,159/mo
Today · 4.125%
HK$38,967
baseline
▲ 0.50% · 4.625%
HK$41,338
+HK$2,371/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,934/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$603,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,792
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,886
−HK$1,110/mo
Today · 4.125%
HK$42,996
baseline
▲ 0.50% · 4.625%
HK$45,262
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$85,992/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$603,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,001
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,370
−HK$1,390/mo
Today · 4.125%
HK$46,760
baseline
▲ 0.50% · 4.625%
HK$49,605
+HK$2,845/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$93,520/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,950
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,263
−HK$1,332/mo
Today · 4.125%
HK$51,595
baseline
▲ 0.50% · 4.625%
HK$54,315
+HK$2,720/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$103,190/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,334
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,931
−HK$1,622/mo
Today · 4.125%
HK$54,553
baseline
▲ 0.50% · 4.625%
HK$57,873
+HK$3,320/mo
Deposit HK$4.82M · loan HK$11.26M · min. income ≈ HK$109,106/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,109
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,641
−HK$1,553/mo
Today · 4.125%
HK$60,194
baseline
▲ 0.50% · 4.625%
HK$63,367
+HK$3,173/mo
Deposit HK$4.82M · loan HK$11.26M · min. income ≈ HK$120,388/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,001
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,054
−HK$2,086/mo
Today · 4.125%
HK$70,140
baseline
▲ 0.50% · 4.625%
HK$74,408
+HK$4,268/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,280/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,426
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,395
−HK$1,998/mo
Today · 4.125%
HK$77,393
baseline
▲ 0.50% · 4.625%
HK$81,472
+HK$4,079/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,786/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,014 · Scale 2, in force from 26 Feb 2026)