LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,672
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,812
−HK$1,159/mo
Today · 4.125%
HK$38,971
baseline
▲ 0.50% · 4.625%
HK$41,342
+HK$2,371/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,942/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$603,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,797
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,891
−HK$1,110/mo
Today · 4.125%
HK$43,001
baseline
▲ 0.50% · 4.625%
HK$45,267
+HK$2,266/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$86,002/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$603,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,006
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,375
−HK$1,390/mo
Today · 4.125%
HK$46,765
baseline
▲ 0.50% · 4.625%
HK$49,611
+HK$2,846/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$93,530/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,956
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,269
−HK$1,332/mo
Today · 4.125%
HK$51,601
baseline
▲ 0.50% · 4.625%
HK$54,321
+HK$2,720/mo
Deposit HK$6.43M · loan HK$9.65M · min. income ≈ HK$103,202/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,340
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,937
−HK$1,623/mo
Today · 4.125%
HK$54,560
baseline
▲ 0.50% · 4.625%
HK$57,879
+HK$3,319/mo
Deposit HK$4.82M · loan HK$11.26M · min. income ≈ HK$109,120/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,115
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,647
−HK$1,554/mo
Today · 4.125%
HK$60,201
baseline
▲ 0.50% · 4.625%
HK$63,374
+HK$3,173/mo
Deposit HK$4.82M · loan HK$11.26M · min. income ≈ HK$120,402/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,009
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,062
−HK$2,086/mo
Today · 4.125%
HK$70,148
baseline
▲ 0.50% · 4.625%
HK$74,416
+HK$4,268/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$140,296/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,434
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,404
−HK$1,997/mo
Today · 4.125%
HK$77,401
baseline
▲ 0.50% · 4.625%
HK$81,481
+HK$4,080/mo
Deposit HK$1.61M · loan HK$14.47M · min. income ≈ HK$154,802/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,083 · Scale 2, in force from 26 Feb 2026)