LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,684
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,826
−HK$1,159/mo
Today · 4.125%
HK$38,985
baseline
▲ 0.50% · 4.625%
HK$41,357
+HK$2,372/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,970/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,811
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,906
−HK$1,110/mo
Today · 4.125%
HK$43,016
baseline
▲ 0.50% · 4.625%
HK$45,283
+HK$2,267/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$86,032/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,021
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,391
−HK$1,391/mo
Today · 4.125%
HK$46,782
baseline
▲ 0.50% · 4.625%
HK$49,628
+HK$2,846/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$93,564/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,973
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,287
−HK$1,332/mo
Today · 4.125%
HK$51,619
baseline
▲ 0.50% · 4.625%
HK$54,340
+HK$2,721/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$103,238/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,358
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,956
−HK$1,623/mo
Today · 4.125%
HK$54,579
baseline
▲ 0.50% · 4.625%
HK$57,900
+HK$3,321/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$109,158/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,136
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,668
−HK$1,554/mo
Today · 4.125%
HK$60,222
baseline
▲ 0.50% · 4.625%
HK$63,397
+HK$3,175/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$120,444/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,032
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,086
−HK$2,087/mo
Today · 4.125%
HK$70,173
baseline
▲ 0.50% · 4.625%
HK$74,443
+HK$4,270/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,346/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,460
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,430
−HK$1,999/mo
Today · 4.125%
HK$77,429
baseline
▲ 0.50% · 4.625%
HK$81,510
+HK$4,081/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,858/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,296 · Scale 2, in force from 26 Feb 2026)