LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,687
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,828
−HK$1,160/mo
Today · 4.125%
HK$38,988
baseline
▲ 0.50% · 4.625%
HK$41,360
+HK$2,372/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,976/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,814
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,908
−HK$1,111/mo
Today · 4.125%
HK$43,019
baseline
▲ 0.50% · 4.625%
HK$45,286
+HK$2,267/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$86,038/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,024
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,394
−HK$1,391/mo
Today · 4.125%
HK$46,785
baseline
▲ 0.50% · 4.625%
HK$49,632
+HK$2,847/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$93,570/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,977
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,290
−HK$1,333/mo
Today · 4.125%
HK$51,623
baseline
▲ 0.50% · 4.625%
HK$54,344
+HK$2,721/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$103,246/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,362
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,959
−HK$1,624/mo
Today · 4.125%
HK$54,583
baseline
▲ 0.50% · 4.625%
HK$57,904
+HK$3,321/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$109,166/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,139
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,672
−HK$1,554/mo
Today · 4.125%
HK$60,226
baseline
▲ 0.50% · 4.625%
HK$63,401
+HK$3,175/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$120,452/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,036
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,091
−HK$2,087/mo
Today · 4.125%
HK$70,178
baseline
▲ 0.50% · 4.625%
HK$74,448
+HK$4,270/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,356/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,465
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,435
−HK$1,999/mo
Today · 4.125%
HK$77,434
baseline
▲ 0.50% · 4.625%
HK$81,516
+HK$4,082/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,868/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,336 · Scale 2, in force from 26 Feb 2026)