LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,689
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,830
−HK$1,160/mo
Today · 4.125%
HK$38,990
baseline
▲ 0.50% · 4.625%
HK$41,362
+HK$2,372/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$77,980/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,816
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,911
−HK$1,110/mo
Today · 4.125%
HK$43,021
baseline
▲ 0.50% · 4.625%
HK$45,289
+HK$2,268/mo
Deposit HK$8.04M · loan HK$8.04M · min. income ≈ HK$86,042/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,027
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,396
−HK$1,392/mo
Today · 4.125%
HK$46,788
baseline
▲ 0.50% · 4.625%
HK$49,635
+HK$2,847/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$93,576/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,979
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,293
−HK$1,333/mo
Today · 4.125%
HK$51,626
baseline
▲ 0.50% · 4.625%
HK$54,347
+HK$2,721/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$103,252/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,365
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,962
−HK$1,624/mo
Today · 4.125%
HK$54,586
baseline
▲ 0.50% · 4.625%
HK$57,907
+HK$3,321/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$109,172/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,143
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,675
−HK$1,555/mo
Today · 4.125%
HK$60,230
baseline
▲ 0.50% · 4.625%
HK$63,405
+HK$3,175/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$120,460/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,040
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,095
−HK$2,087/mo
Today · 4.125%
HK$70,182
baseline
▲ 0.50% · 4.625%
HK$74,452
+HK$4,270/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,364/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,469
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,440
−HK$1,999/mo
Today · 4.125%
HK$77,439
baseline
▲ 0.50% · 4.625%
HK$81,520
+HK$4,081/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,878/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,371 · Scale 2, in force from 26 Feb 2026)