LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,690
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,831
−HK$1,160/mo
Today · 4.125%
HK$38,991
baseline
▲ 0.50% · 4.625%
HK$41,363
+HK$2,372/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$77,982/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,817
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,912
−HK$1,110/mo
Today · 4.125%
HK$43,022
baseline
▲ 0.50% · 4.625%
HK$45,290
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,044/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,028
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,397
−HK$1,392/mo
Today · 4.125%
HK$46,789
baseline
▲ 0.50% · 4.625%
HK$49,636
+HK$2,847/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$93,578/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,981
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,294
−HK$1,333/mo
Today · 4.125%
HK$51,627
baseline
▲ 0.50% · 4.625%
HK$54,348
+HK$2,721/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$103,254/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,366
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,964
−HK$1,623/mo
Today · 4.125%
HK$54,587
baseline
▲ 0.50% · 4.625%
HK$57,908
+HK$3,321/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$109,174/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,144
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,677
−HK$1,554/mo
Today · 4.125%
HK$60,231
baseline
▲ 0.50% · 4.625%
HK$63,406
+HK$3,175/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$120,462/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,042
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,096
−HK$2,087/mo
Today · 4.125%
HK$70,183
baseline
▲ 0.50% · 4.625%
HK$74,454
+HK$4,271/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,366/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,471
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,441
−HK$1,999/mo
Today · 4.125%
HK$77,440
baseline
▲ 0.50% · 4.625%
HK$81,522
+HK$4,082/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,880/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,384 · Scale 2, in force from 26 Feb 2026)