LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,691
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,832
−HK$1,160/mo
Today · 4.125%
HK$38,992
baseline
▲ 0.50% · 4.625%
HK$41,364
+HK$2,372/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$77,984/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,818
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,913
−HK$1,111/mo
Today · 4.125%
HK$43,024
baseline
▲ 0.50% · 4.625%
HK$45,292
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,048/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,029
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,399
−HK$1,391/mo
Today · 4.125%
HK$46,790
baseline
▲ 0.50% · 4.625%
HK$49,637
+HK$2,847/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$93,580/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,982
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,296
−HK$1,332/mo
Today · 4.125%
HK$51,628
baseline
▲ 0.50% · 4.625%
HK$54,350
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$103,256/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,367
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,965
−HK$1,624/mo
Today · 4.125%
HK$54,589
baseline
▲ 0.50% · 4.625%
HK$57,910
+HK$3,321/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$109,178/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,146
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,678
−HK$1,555/mo
Today · 4.125%
HK$60,233
baseline
▲ 0.50% · 4.625%
HK$63,408
+HK$3,175/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$120,466/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,044
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,098
−HK$2,087/mo
Today · 4.125%
HK$70,185
baseline
▲ 0.50% · 4.625%
HK$74,456
+HK$4,271/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,370/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,473
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,444
−HK$1,999/mo
Today · 4.125%
HK$77,443
baseline
▲ 0.50% · 4.625%
HK$81,525
+HK$4,082/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,886/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,403 · Scale 2, in force from 26 Feb 2026)