LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,692
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,833
−HK$1,160/mo
Today · 4.125%
HK$38,993
baseline
▲ 0.50% · 4.625%
HK$41,365
+HK$2,372/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$77,986/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,819
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,914
−HK$1,110/mo
Today · 4.125%
HK$43,024
baseline
▲ 0.50% · 4.625%
HK$45,292
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,048/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,030
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,400
−HK$1,391/mo
Today · 4.125%
HK$46,791
baseline
▲ 0.50% · 4.625%
HK$49,638
+HK$2,847/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$93,582/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,983
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,297
−HK$1,332/mo
Today · 4.125%
HK$51,629
baseline
▲ 0.50% · 4.625%
HK$54,351
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.65M · min. income ≈ HK$103,258/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,368
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,966
−HK$1,624/mo
Today · 4.125%
HK$54,590
baseline
▲ 0.50% · 4.625%
HK$57,911
+HK$3,321/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$109,180/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,147
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,679
−HK$1,555/mo
Today · 4.125%
HK$60,234
baseline
▲ 0.50% · 4.625%
HK$63,409
+HK$3,175/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$120,468/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,045
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,099
−HK$2,088/mo
Today · 4.125%
HK$70,187
baseline
▲ 0.50% · 4.625%
HK$74,457
+HK$4,270/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,374/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,474
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,445
−HK$1,999/mo
Today · 4.125%
HK$77,444
baseline
▲ 0.50% · 4.625%
HK$81,526
+HK$4,082/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,888/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,414 · Scale 2, in force from 26 Feb 2026)