LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,694
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,835
−HK$1,160/mo
Today · 4.125%
HK$38,995
baseline
▲ 0.50% · 4.625%
HK$41,367
+HK$2,372/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$77,990/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,821
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,916
−HK$1,111/mo
Today · 4.125%
HK$43,027
baseline
▲ 0.50% · 4.625%
HK$45,295
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,054/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,032
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,402
−HK$1,392/mo
Today · 4.125%
HK$46,794
baseline
▲ 0.50% · 4.625%
HK$49,641
+HK$2,847/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,588/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,986
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,299
−HK$1,333/mo
Today · 4.125%
HK$51,632
baseline
▲ 0.50% · 4.625%
HK$54,354
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,264/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,371
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,969
−HK$1,623/mo
Today · 4.125%
HK$54,592
baseline
▲ 0.50% · 4.625%
HK$57,914
+HK$3,322/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$109,184/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,150
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,683
−HK$1,554/mo
Today · 4.125%
HK$60,237
baseline
▲ 0.50% · 4.625%
HK$63,413
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.26M · min. income ≈ HK$120,474/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,048
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,103
−HK$2,087/mo
Today · 4.125%
HK$70,190
baseline
▲ 0.50% · 4.625%
HK$74,461
+HK$4,271/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,380/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,478
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,449
−HK$1,999/mo
Today · 4.125%
HK$77,448
baseline
▲ 0.50% · 4.625%
HK$81,530
+HK$4,082/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,896/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,446 · Scale 2, in force from 26 Feb 2026)