LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,696
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,837
−HK$1,160/mo
Today · 4.125%
HK$38,997
baseline
▲ 0.50% · 4.625%
HK$41,370
+HK$2,373/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$77,994/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,824
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,919
−HK$1,110/mo
Today · 4.125%
HK$43,029
baseline
▲ 0.50% · 4.625%
HK$45,298
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,058/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,035
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,405
−HK$1,392/mo
Today · 4.125%
HK$46,797
baseline
▲ 0.50% · 4.625%
HK$49,644
+HK$2,847/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,594/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,989
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,302
−HK$1,333/mo
Today · 4.125%
HK$51,635
baseline
▲ 0.50% · 4.625%
HK$54,357
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,270/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,374
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,972
−HK$1,624/mo
Today · 4.125%
HK$54,596
baseline
▲ 0.50% · 4.625%
HK$57,918
+HK$3,322/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,192/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,153
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,686
−HK$1,555/mo
Today · 4.125%
HK$60,241
baseline
▲ 0.50% · 4.625%
HK$63,417
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,482/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,053
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,107
−HK$2,088/mo
Today · 4.125%
HK$70,195
baseline
▲ 0.50% · 4.625%
HK$74,466
+HK$4,271/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,390/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,483
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,454
−HK$1,999/mo
Today · 4.125%
HK$77,453
baseline
▲ 0.50% · 4.625%
HK$81,536
+HK$4,083/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,906/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,484 · Scale 2, in force from 26 Feb 2026)