LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,696
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,838
−HK$1,159/mo
Today · 4.125%
HK$38,997
baseline
▲ 0.50% · 4.625%
HK$41,370
+HK$2,373/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$77,994/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,824
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,919
−HK$1,111/mo
Today · 4.125%
HK$43,030
baseline
▲ 0.50% · 4.625%
HK$45,298
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,060/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,035
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,405
−HK$1,392/mo
Today · 4.125%
HK$46,797
baseline
▲ 0.50% · 4.625%
HK$49,644
+HK$2,847/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,594/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,989
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,303
−HK$1,333/mo
Today · 4.125%
HK$51,636
baseline
▲ 0.50% · 4.625%
HK$54,358
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,272/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,375
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,973
−HK$1,623/mo
Today · 4.125%
HK$54,596
baseline
▲ 0.50% · 4.625%
HK$57,918
+HK$3,322/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,192/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,154
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,687
−HK$1,555/mo
Today · 4.125%
HK$60,242
baseline
▲ 0.50% · 4.625%
HK$63,417
+HK$3,175/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,484/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,053
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,108
−HK$2,087/mo
Today · 4.125%
HK$70,195
baseline
▲ 0.50% · 4.625%
HK$74,467
+HK$4,272/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,390/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,484
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,454
−HK$2,000/mo
Today · 4.125%
HK$77,454
baseline
▲ 0.50% · 4.625%
HK$81,536
+HK$4,082/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,908/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,489 · Scale 2, in force from 26 Feb 2026)