LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,697
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,839
−HK$1,159/mo
Today · 4.125%
HK$38,998
baseline
▲ 0.50% · 4.625%
HK$41,371
+HK$2,373/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$77,996/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,825
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,920
−HK$1,111/mo
Today · 4.125%
HK$43,031
baseline
▲ 0.50% · 4.625%
HK$45,299
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,062/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,037
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,406
−HK$1,392/mo
Today · 4.125%
HK$46,798
baseline
▲ 0.50% · 4.625%
HK$49,646
+HK$2,848/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,596/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,990
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,304
−HK$1,333/mo
Today · 4.125%
HK$51,637
baseline
▲ 0.50% · 4.625%
HK$54,359
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,274/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,376
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,974
−HK$1,624/mo
Today · 4.125%
HK$54,598
baseline
▲ 0.50% · 4.625%
HK$57,920
+HK$3,322/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,196/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,155
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,688
−HK$1,555/mo
Today · 4.125%
HK$60,243
baseline
▲ 0.50% · 4.625%
HK$63,419
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,486/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,055
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,110
−HK$2,087/mo
Today · 4.125%
HK$70,197
baseline
▲ 0.50% · 4.625%
HK$74,469
+HK$4,272/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,394/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,486
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,456
−HK$2,000/mo
Today · 4.125%
HK$77,456
baseline
▲ 0.50% · 4.625%
HK$81,538
+HK$4,082/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,912/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,505 · Scale 2, in force from 26 Feb 2026)