LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,699
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,840
−HK$1,160/mo
Today · 4.125%
HK$39,000
baseline
▲ 0.50% · 4.625%
HK$41,373
+HK$2,373/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,000/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,827
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,922
−HK$1,111/mo
Today · 4.125%
HK$43,033
baseline
▲ 0.50% · 4.625%
HK$45,301
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,066/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,038
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,408
−HK$1,392/mo
Today · 4.125%
HK$46,800
baseline
▲ 0.50% · 4.625%
HK$49,648
+HK$2,848/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,600/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,992
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,306
−HK$1,333/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,361
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,378
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,976
−HK$1,624/mo
Today · 4.125%
HK$54,600
baseline
▲ 0.50% · 4.625%
HK$57,922
+HK$3,322/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,200/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,158
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,690
−HK$1,556/mo
Today · 4.125%
HK$60,246
baseline
▲ 0.50% · 4.625%
HK$63,421
+HK$3,175/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,492/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,057
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,112
−HK$2,088/mo
Today · 4.125%
HK$70,200
baseline
▲ 0.50% · 4.625%
HK$74,471
+HK$4,271/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$140,400/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,488
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,459
−HK$2,000/mo
Today · 4.125%
HK$77,459
baseline
▲ 0.50% · 4.625%
HK$81,542
+HK$4,083/mo
Deposit HK$1.61M · loan HK$14.48M · min. income ≈ HK$154,918/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,527 · Scale 2, in force from 26 Feb 2026)