LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,702
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,843
−HK$1,160/mo
Today · 4.125%
HK$39,003
baseline
▲ 0.50% · 4.625%
HK$41,376
+HK$2,373/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,006/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,830
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,925
−HK$1,111/mo
Today · 4.125%
HK$43,036
baseline
▲ 0.50% · 4.625%
HK$45,304
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,072/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,042
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,412
−HK$1,392/mo
Today · 4.125%
HK$46,804
baseline
▲ 0.50% · 4.625%
HK$49,652
+HK$2,848/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,608/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,996
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,310
−HK$1,333/mo
Today · 4.125%
HK$51,643
baseline
▲ 0.50% · 4.625%
HK$54,365
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,286/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,382
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,980
−HK$1,624/mo
Today · 4.125%
HK$54,604
baseline
▲ 0.50% · 4.625%
HK$57,927
+HK$3,323/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,208/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,162
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,695
−HK$1,555/mo
Today · 4.125%
HK$60,250
baseline
▲ 0.50% · 4.625%
HK$63,426
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,500/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,063
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,118
−HK$2,087/mo
Today · 4.125%
HK$70,205
baseline
▲ 0.50% · 4.625%
HK$74,477
+HK$4,272/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,410/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,494
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,465
−HK$2,000/mo
Today · 4.125%
HK$77,465
baseline
▲ 0.50% · 4.625%
HK$81,548
+HK$4,083/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,930/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,576 · Scale 2, in force from 26 Feb 2026)