LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,703
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,845
−HK$1,160/mo
Today · 4.125%
HK$39,005
baseline
▲ 0.50% · 4.625%
HK$41,378
+HK$2,373/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,010/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,832
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,927
−HK$1,111/mo
Today · 4.125%
HK$43,038
baseline
▲ 0.50% · 4.625%
HK$45,307
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,076/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,044
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,414
−HK$1,392/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,654
+HK$2,848/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,998
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,313
−HK$1,333/mo
Today · 4.125%
HK$51,646
baseline
▲ 0.50% · 4.625%
HK$54,368
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,292/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,385
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,983
−HK$1,624/mo
Today · 4.125%
HK$54,607
baseline
▲ 0.50% · 4.625%
HK$57,930
+HK$3,323/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,214/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,165
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,698
−HK$1,555/mo
Today · 4.125%
HK$60,253
baseline
▲ 0.50% · 4.625%
HK$63,429
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,506/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,066
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,121
−HK$2,088/mo
Today · 4.125%
HK$70,209
baseline
▲ 0.50% · 4.625%
HK$74,481
+HK$4,272/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,418/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,498
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,469
−HK$1,999/mo
Today · 4.125%
HK$77,468
baseline
▲ 0.50% · 4.625%
HK$81,552
+HK$4,084/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,936/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,605 · Scale 2, in force from 26 Feb 2026)