LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,704
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,845
−HK$1,160/mo
Today · 4.125%
HK$39,005
baseline
▲ 0.50% · 4.625%
HK$41,379
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,010/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,832
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,928
−HK$1,110/mo
Today · 4.125%
HK$43,038
baseline
▲ 0.50% · 4.625%
HK$45,307
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,076/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,044
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,414
−HK$1,392/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,654
+HK$2,848/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,999
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,313
−HK$1,333/mo
Today · 4.125%
HK$51,646
baseline
▲ 0.50% · 4.625%
HK$54,369
+HK$2,723/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,292/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,385
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,983
−HK$1,624/mo
Today · 4.125%
HK$54,607
baseline
▲ 0.50% · 4.625%
HK$57,930
+HK$3,323/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,214/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,165
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,699
−HK$1,555/mo
Today · 4.125%
HK$60,254
baseline
▲ 0.50% · 4.625%
HK$63,430
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,508/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,067
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,122
−HK$2,088/mo
Today · 4.125%
HK$70,210
baseline
▲ 0.50% · 4.625%
HK$74,482
+HK$4,272/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,420/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,498
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,470
−HK$1,999/mo
Today · 4.125%
HK$77,469
baseline
▲ 0.50% · 4.625%
HK$81,553
+HK$4,084/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,938/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,611 · Scale 2, in force from 26 Feb 2026)