LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,705
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,846
−HK$1,160/mo
Today · 4.125%
HK$39,006
baseline
▲ 0.50% · 4.625%
HK$41,380
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,012/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,834
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,929
−HK$1,111/mo
Today · 4.125%
HK$43,040
baseline
▲ 0.50% · 4.625%
HK$45,308
+HK$2,268/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,080/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,046
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,416
−HK$1,392/mo
Today · 4.125%
HK$46,808
baseline
▲ 0.50% · 4.625%
HK$49,656
+HK$2,848/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,616/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,000
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,314
−HK$1,334/mo
Today · 4.125%
HK$51,648
baseline
▲ 0.50% · 4.625%
HK$54,370
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,296/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,387
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,985
−HK$1,624/mo
Today · 4.125%
HK$54,609
baseline
▲ 0.50% · 4.625%
HK$57,932
+HK$3,323/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,218/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,167
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,700
−HK$1,556/mo
Today · 4.125%
HK$60,256
baseline
▲ 0.50% · 4.625%
HK$63,432
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,512/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,068
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,124
−HK$2,088/mo
Today · 4.125%
HK$70,212
baseline
▲ 0.50% · 4.625%
HK$74,484
+HK$4,272/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,424/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,500
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,472
−HK$1,999/mo
Today · 4.125%
HK$77,471
baseline
▲ 0.50% · 4.625%
HK$81,555
+HK$4,084/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,942/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,628 · Scale 2, in force from 26 Feb 2026)