LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,705
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,847
−HK$1,160/mo
Today · 4.125%
HK$39,007
baseline
▲ 0.50% · 4.625%
HK$41,381
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,014/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,834
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,929
−HK$1,111/mo
Today · 4.125%
HK$43,040
baseline
▲ 0.50% · 4.625%
HK$45,309
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,080/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,046
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,416
−HK$1,393/mo
Today · 4.125%
HK$46,809
baseline
▲ 0.50% · 4.625%
HK$49,657
+HK$2,848/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,618/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,001
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,315
−HK$1,334/mo
Today · 4.125%
HK$51,649
baseline
▲ 0.50% · 4.625%
HK$54,371
+HK$2,722/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,298/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,387
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$52,986
−HK$1,624/mo
Today · 4.125%
HK$54,610
baseline
▲ 0.50% · 4.625%
HK$57,933
+HK$3,323/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,220/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,168
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,701
−HK$1,556/mo
Today · 4.125%
HK$60,257
baseline
▲ 0.50% · 4.625%
HK$63,433
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,514/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,070
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,125
−HK$2,088/mo
Today · 4.125%
HK$70,213
baseline
▲ 0.50% · 4.625%
HK$74,485
+HK$4,272/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,426/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,502
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,473
−HK$2,000/mo
Today · 4.125%
HK$77,473
baseline
▲ 0.50% · 4.625%
HK$81,557
+HK$4,084/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,946/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,639 · Scale 2, in force from 26 Feb 2026)