LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,707
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,849
−HK$1,160/mo
Today · 4.125%
HK$39,009
baseline
▲ 0.50% · 4.625%
HK$41,383
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,018/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,836
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,932
−HK$1,111/mo
Today · 4.125%
HK$43,043
baseline
▲ 0.50% · 4.625%
HK$45,312
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,086/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,049
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,419
−HK$1,392/mo
Today · 4.125%
HK$46,811
baseline
▲ 0.50% · 4.625%
HK$49,659
+HK$2,848/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,622/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,004
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,318
−HK$1,333/mo
Today · 4.125%
HK$51,651
baseline
▲ 0.50% · 4.625%
HK$54,374
+HK$2,723/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,302/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,390
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$52,989
−HK$1,624/mo
Today · 4.125%
HK$54,613
baseline
▲ 0.50% · 4.625%
HK$57,936
+HK$3,323/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,226/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,171
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,704
−HK$1,556/mo
Today · 4.125%
HK$60,260
baseline
▲ 0.50% · 4.625%
HK$63,436
+HK$3,176/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,520/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,073
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,128
−HK$2,088/mo
Today · 4.125%
HK$70,216
baseline
▲ 0.50% · 4.625%
HK$74,489
+HK$4,273/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,432/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,506
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,477
−HK$2,000/mo
Today · 4.125%
HK$77,477
baseline
▲ 0.50% · 4.625%
HK$81,561
+HK$4,084/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,954/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,670 · Scale 2, in force from 26 Feb 2026)