LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,715
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,857
−HK$1,161/mo
Today · 4.125%
HK$39,018
baseline
▲ 0.50% · 4.625%
HK$41,392
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,036/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,845
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,941
−HK$1,111/mo
Today · 4.125%
HK$43,052
baseline
▲ 0.50% · 4.625%
HK$45,321
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,104/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,058
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,429
−HK$1,392/mo
Today · 4.125%
HK$46,821
baseline
▲ 0.50% · 4.625%
HK$49,670
+HK$2,849/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,642/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,014
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,329
−HK$1,334/mo
Today · 4.125%
HK$51,663
baseline
▲ 0.50% · 4.625%
HK$54,386
+HK$2,723/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,326/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,401
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,000
−HK$1,625/mo
Today · 4.125%
HK$54,625
baseline
▲ 0.50% · 4.625%
HK$57,949
+HK$3,324/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,250/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,184
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,717
−HK$1,556/mo
Today · 4.125%
HK$60,273
baseline
▲ 0.50% · 4.625%
HK$63,450
+HK$3,177/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,546/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,088
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,143
−HK$2,089/mo
Today · 4.125%
HK$70,232
baseline
▲ 0.50% · 4.625%
HK$74,505
+HK$4,273/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,464/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,522
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,494
−HK$2,000/mo
Today · 4.125%
HK$77,494
baseline
▲ 0.50% · 4.625%
HK$81,579
+HK$4,085/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,988/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,803 · Scale 2, in force from 26 Feb 2026)