LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,716
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,858
−HK$1,160/mo
Today · 4.125%
HK$39,018
baseline
▲ 0.50% · 4.625%
HK$41,392
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,036/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,846
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,941
−HK$1,112/mo
Today · 4.125%
HK$43,053
baseline
▲ 0.50% · 4.625%
HK$45,322
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,106/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,059
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,430
−HK$1,392/mo
Today · 4.125%
HK$46,822
baseline
▲ 0.50% · 4.625%
HK$49,671
+HK$2,849/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,644/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,015
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,330
−HK$1,333/mo
Today · 4.125%
HK$51,663
baseline
▲ 0.50% · 4.625%
HK$54,387
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,326/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,402
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,001
−HK$1,625/mo
Today · 4.125%
HK$54,626
baseline
▲ 0.50% · 4.625%
HK$57,949
+HK$3,323/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,252/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,184
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,718
−HK$1,556/mo
Today · 4.125%
HK$60,274
baseline
▲ 0.50% · 4.625%
HK$63,451
+HK$3,177/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,548/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,089
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,144
−HK$2,089/mo
Today · 4.125%
HK$70,233
baseline
▲ 0.50% · 4.625%
HK$74,506
+HK$4,273/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,466/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,523
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,495
−HK$2,000/mo
Today · 4.125%
HK$77,495
baseline
▲ 0.50% · 4.625%
HK$81,580
+HK$4,085/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,990/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,812 · Scale 2, in force from 26 Feb 2026)