LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,717
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,859
−HK$1,161/mo
Today · 4.125%
HK$39,020
baseline
▲ 0.50% · 4.625%
HK$41,394
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,040/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,848
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,943
−HK$1,112/mo
Today · 4.125%
HK$43,055
baseline
▲ 0.50% · 4.625%
HK$45,324
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,110/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$603,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,061
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,431
−HK$1,393/mo
Today · 4.125%
HK$46,824
baseline
▲ 0.50% · 4.625%
HK$49,673
+HK$2,849/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,648/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,017
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,332
−HK$1,334/mo
Today · 4.125%
HK$51,666
baseline
▲ 0.50% · 4.625%
HK$54,389
+HK$2,723/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,332/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,404
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,003
−HK$1,625/mo
Today · 4.125%
HK$54,628
baseline
▲ 0.50% · 4.625%
HK$57,952
+HK$3,324/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,256/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,187
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,721
−HK$1,555/mo
Today · 4.125%
HK$60,276
baseline
▲ 0.50% · 4.625%
HK$63,454
+HK$3,178/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,552/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,091
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,147
−HK$2,089/mo
Today · 4.125%
HK$70,236
baseline
▲ 0.50% · 4.625%
HK$74,509
+HK$4,273/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,472/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,526
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,498
−HK$2,000/mo
Today · 4.125%
HK$77,498
baseline
▲ 0.50% · 4.625%
HK$81,583
+HK$4,085/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$154,996/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,837 · Scale 2, in force from 26 Feb 2026)