LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,718
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,860
−HK$1,161/mo
Today · 4.125%
HK$39,021
baseline
▲ 0.50% · 4.625%
HK$41,395
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,042/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,848
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,944
−HK$1,111/mo
Today · 4.125%
HK$43,055
baseline
▲ 0.50% · 4.625%
HK$45,325
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,110/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,062
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,432
−HK$1,393/mo
Today · 4.125%
HK$46,825
baseline
▲ 0.50% · 4.625%
HK$49,674
+HK$2,849/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,650/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,018
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,333
−HK$1,333/mo
Today · 4.125%
HK$51,666
baseline
▲ 0.50% · 4.625%
HK$54,390
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,332/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$603,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,405
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,004
−HK$1,625/mo
Today · 4.125%
HK$54,629
baseline
▲ 0.50% · 4.625%
HK$57,953
+HK$3,324/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,258/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,188
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,722
−HK$1,555/mo
Today · 4.125%
HK$60,277
baseline
▲ 0.50% · 4.625%
HK$63,455
+HK$3,178/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,554/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,092
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,148
−HK$2,089/mo
Today · 4.125%
HK$70,237
baseline
▲ 0.50% · 4.625%
HK$74,511
+HK$4,274/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,474/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,527
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,499
−HK$2,001/mo
Today · 4.125%
HK$77,500
baseline
▲ 0.50% · 4.625%
HK$81,585
+HK$4,085/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$155,000/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,847 · Scale 2, in force from 26 Feb 2026)