LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,719
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,861
−HK$1,161/mo
Today · 4.125%
HK$39,022
baseline
▲ 0.50% · 4.625%
HK$41,396
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,044/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,850
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,945
−HK$1,112/mo
Today · 4.125%
HK$43,057
baseline
▲ 0.50% · 4.625%
HK$45,326
+HK$2,269/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,114/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,063
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,434
−HK$1,392/mo
Today · 4.125%
HK$46,826
baseline
▲ 0.50% · 4.625%
HK$49,675
+HK$2,849/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,652/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$603,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,020
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,334
−HK$1,334/mo
Today · 4.125%
HK$51,668
baseline
▲ 0.50% · 4.625%
HK$54,391
+HK$2,723/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,336/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$603,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,407
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$53,006
−HK$1,624/mo
Today · 4.125%
HK$54,630
baseline
▲ 0.50% · 4.625%
HK$57,955
+HK$3,325/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,260/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,190
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,723
−HK$1,556/mo
Today · 4.125%
HK$60,279
baseline
▲ 0.50% · 4.625%
HK$63,457
+HK$3,178/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,558/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,094
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,150
−HK$2,089/mo
Today · 4.125%
HK$70,239
baseline
▲ 0.50% · 4.625%
HK$74,513
+HK$4,274/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,478/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,529
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,501
−HK$2,001/mo
Today · 4.125%
HK$77,502
baseline
▲ 0.50% · 4.625%
HK$81,587
+HK$4,085/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$155,004/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,866 · Scale 2, in force from 26 Feb 2026)