LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,720
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,862
−HK$1,160/mo
Today · 4.125%
HK$39,022
baseline
▲ 0.50% · 4.625%
HK$41,397
+HK$2,375/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,044/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,850
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,946
−HK$1,111/mo
Today · 4.125%
HK$43,057
baseline
▲ 0.50% · 4.625%
HK$45,327
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,114/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,064
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,434
−HK$1,393/mo
Today · 4.125%
HK$46,827
baseline
▲ 0.50% · 4.625%
HK$49,676
+HK$2,849/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,654/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$603,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,020
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,335
−HK$1,334/mo
Today · 4.125%
HK$51,669
baseline
▲ 0.50% · 4.625%
HK$54,392
+HK$2,723/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,338/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$603,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,408
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$53,007
−HK$1,624/mo
Today · 4.125%
HK$54,631
baseline
▲ 0.50% · 4.625%
HK$57,955
+HK$3,324/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,262/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,190
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,724
−HK$1,556/mo
Today · 4.125%
HK$60,280
baseline
▲ 0.50% · 4.625%
HK$63,458
+HK$3,178/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,560/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$603,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,095
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,151
−HK$2,089/mo
Today · 4.125%
HK$70,240
baseline
▲ 0.50% · 4.625%
HK$74,514
+HK$4,274/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,480/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,531
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,503
−HK$2,000/mo
Today · 4.125%
HK$77,503
baseline
▲ 0.50% · 4.625%
HK$81,588
+HK$4,085/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$155,006/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,875 · Scale 2, in force from 26 Feb 2026)