LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,722
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,864
−HK$1,160/mo
Today · 4.125%
HK$39,024
baseline
▲ 0.50% · 4.625%
HK$41,399
+HK$2,375/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,048/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,852
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,948
−HK$1,111/mo
Today · 4.125%
HK$43,059
baseline
▲ 0.50% · 4.625%
HK$45,329
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,118/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,066
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,437
−HK$1,392/mo
Today · 4.125%
HK$46,829
baseline
▲ 0.50% · 4.625%
HK$49,679
+HK$2,850/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,658/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$603,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,023
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,338
−HK$1,333/mo
Today · 4.125%
HK$51,671
baseline
▲ 0.50% · 4.625%
HK$54,395
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,342/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$603,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,410
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,009
−HK$1,625/mo
Today · 4.125%
HK$54,634
baseline
▲ 0.50% · 4.625%
HK$57,958
+HK$3,324/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,268/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$603,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,193
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,727
−HK$1,556/mo
Today · 4.125%
HK$60,283
baseline
▲ 0.50% · 4.625%
HK$63,461
+HK$3,178/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,566/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$603,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,099
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,155
−HK$2,089/mo
Today · 4.125%
HK$70,244
baseline
▲ 0.50% · 4.625%
HK$74,518
+HK$4,274/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$140,488/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,534
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,506
−HK$2,001/mo
Today · 4.125%
HK$77,507
baseline
▲ 0.50% · 4.625%
HK$81,593
+HK$4,086/mo
Deposit HK$1.61M · loan HK$14.49M · min. income ≈ HK$155,014/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,906 · Scale 2, in force from 26 Feb 2026)