LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,727
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,869
−HK$1,161/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,404
+HK$2,374/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,858
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,954
−HK$1,111/mo
Today · 4.125%
HK$43,065
baseline
▲ 0.50% · 4.625%
HK$45,335
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,130/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$603,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,072
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,443
−HK$1,393/mo
Today · 4.125%
HK$46,836
baseline
▲ 0.50% · 4.625%
HK$49,685
+HK$2,849/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,672/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$603,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,030
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,344
−HK$1,334/mo
Today · 4.125%
HK$51,678
baseline
▲ 0.50% · 4.625%
HK$54,402
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,356/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$603,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,417
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,017
−HK$1,624/mo
Today · 4.125%
HK$54,641
baseline
▲ 0.50% · 4.625%
HK$57,966
+HK$3,325/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,282/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$603,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,201
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,735
−HK$1,556/mo
Today · 4.125%
HK$60,291
baseline
▲ 0.50% · 4.625%
HK$63,470
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,582/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$603,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,108
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,164
−HK$2,089/mo
Today · 4.125%
HK$70,253
baseline
▲ 0.50% · 4.625%
HK$74,528
+HK$4,275/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,506/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,544
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,517
−HK$2,001/mo
Today · 4.125%
HK$77,518
baseline
▲ 0.50% · 4.625%
HK$81,604
+HK$4,086/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,036/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$603,988 · Scale 2, in force from 26 Feb 2026)