LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,728
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,870
−HK$1,161/mo
Today · 4.125%
HK$39,031
baseline
▲ 0.50% · 4.625%
HK$41,406
+HK$2,375/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,062/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,859
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,955
−HK$1,112/mo
Today · 4.125%
HK$43,067
baseline
▲ 0.50% · 4.625%
HK$45,337
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,134/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,073
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,444
−HK$1,393/mo
Today · 4.125%
HK$46,837
baseline
▲ 0.50% · 4.625%
HK$49,687
+HK$2,850/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$93,674/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,031
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,346
−HK$1,334/mo
Today · 4.125%
HK$51,680
baseline
▲ 0.50% · 4.625%
HK$54,404
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.66M · min. income ≈ HK$103,360/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,419
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,018
−HK$1,625/mo
Today · 4.125%
HK$54,643
baseline
▲ 0.50% · 4.625%
HK$57,968
+HK$3,325/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$109,286/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,203
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,737
−HK$1,556/mo
Today · 4.125%
HK$60,293
baseline
▲ 0.50% · 4.625%
HK$63,472
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.27M · min. income ≈ HK$120,586/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,110
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,166
−HK$2,090/mo
Today · 4.125%
HK$70,256
baseline
▲ 0.50% · 4.625%
HK$74,530
+HK$4,274/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,512/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$604,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,547
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,519
−HK$2,001/mo
Today · 4.125%
HK$77,520
baseline
▲ 0.50% · 4.625%
HK$81,606
+HK$4,086/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,040/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$604,006 · Scale 2, in force from 26 Feb 2026)