LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,732
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,874
−HK$1,161/mo
Today · 4.125%
HK$39,035
baseline
▲ 0.50% · 4.625%
HK$41,410
+HK$2,375/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,070/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,864
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,960
−HK$1,112/mo
Today · 4.125%
HK$43,072
baseline
▲ 0.50% · 4.625%
HK$45,342
+HK$2,270/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,144/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,078
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,449
−HK$1,393/mo
Today · 4.125%
HK$46,842
baseline
▲ 0.50% · 4.625%
HK$49,693
+HK$2,851/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$93,684/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,037
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,352
−HK$1,334/mo
Today · 4.125%
HK$51,686
baseline
▲ 0.50% · 4.625%
HK$54,410
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$103,372/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,425
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,024
−HK$1,625/mo
Today · 4.125%
HK$54,649
baseline
▲ 0.50% · 4.625%
HK$57,975
+HK$3,326/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,298/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,209
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,744
−HK$1,556/mo
Today · 4.125%
HK$60,300
baseline
▲ 0.50% · 4.625%
HK$63,479
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,600/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,117
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,174
−HK$2,089/mo
Today · 4.125%
HK$70,263
baseline
▲ 0.50% · 4.625%
HK$74,539
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,526/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$604,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,555
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,528
−HK$2,001/mo
Today · 4.125%
HK$77,529
baseline
▲ 0.50% · 4.625%
HK$81,615
+HK$4,086/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,058/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$604,075 · Scale 2, in force from 26 Feb 2026)