LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,732
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,875
−HK$1,161/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,411
+HK$2,375/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,864
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,960
−HK$1,112/mo
Today · 4.125%
HK$43,072
baseline
▲ 0.50% · 4.625%
HK$45,343
+HK$2,271/mo
Deposit HK$8.05M · loan HK$8.05M · min. income ≈ HK$86,144/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$604,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,079
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,450
−HK$1,393/mo
Today · 4.125%
HK$46,843
baseline
▲ 0.50% · 4.625%
HK$49,693
+HK$2,850/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$93,686/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,037
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,352
−HK$1,335/mo
Today · 4.125%
HK$51,687
baseline
▲ 0.50% · 4.625%
HK$54,411
+HK$2,724/mo
Deposit HK$6.44M · loan HK$9.67M · min. income ≈ HK$103,374/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$604,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,425
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,025
−HK$1,625/mo
Today · 4.125%
HK$54,650
baseline
▲ 0.50% · 4.625%
HK$57,975
+HK$3,325/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$109,300/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,210
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,745
−HK$1,556/mo
Today · 4.125%
HK$60,301
baseline
▲ 0.50% · 4.625%
HK$63,480
+HK$3,179/mo
Deposit HK$4.83M · loan HK$11.28M · min. income ≈ HK$120,602/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$604,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,118
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,175
−HK$2,089/mo
Today · 4.125%
HK$70,264
baseline
▲ 0.50% · 4.625%
HK$74,540
+HK$4,276/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$140,528/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$604,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,556
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,529
−HK$2,001/mo
Today · 4.125%
HK$77,530
baseline
▲ 0.50% · 4.625%
HK$81,617
+HK$4,087/mo
Deposit HK$1.61M · loan HK$14.50M · min. income ≈ HK$155,060/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$604,084 · Scale 2, in force from 26 Feb 2026)